http://blog.albionalliance.org.uk/2012/08/working-paper-no-1459-dynamic-factor-models-with-macro-frailty-and-industry-effects-for-us-default-counts-the-credit-crisis-of-2008-by-siem-jan-koopman-andre-lucas-and-bernd-schwaab/ Raw information from the EU, because the media & politicians won't. You just pay, all of it. Everything you read about on these pages, every meeting, conference, plenary, dinner, event, report, payment, grant or award is paid for by you. Mon, 29 Aug 2011 12:43:32 +0000 hourly 1 http://wordpress.org/?v=3.5.1